:root {
  --navy:#0f2942; --navy-2:#163a5c; --accent:#c8a24a;
  --ink:#1b2430; --muted:#5c6773; --line:#dde3ea; --bg:#f6f8fa;
  --err:#a4262c; --ok:#0f6b3f;
}
* { box-sizing:border-box; }
body { margin:0; background:var(--bg); color:var(--ink);
  font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif; }
.wrap { max-width:840px; margin:0 auto; padding:0 20px; }
.skip { position:absolute; left:-9999px; }
.skip:focus { left:8px; top:8px; background:#fff; padding:8px; z-index:100; }

header.site { background:var(--navy); color:#fff; }
header.site .wrap { display:flex; align-items:center; justify-content:space-between;
  flex-wrap:wrap; gap:12px; padding-top:16px; padding-bottom:16px; }
.brand { display:flex; align-items:center; gap:12px; }
.mark { background:var(--accent); color:var(--navy); font-weight:800;
  letter-spacing:.5px; padding:6px 10px; border-radius:4px; }
.agency { font-weight:600; }
header.site nav a { color:#dce6f0; text-decoration:none; margin-left:20px; }
header.site nav a:hover { color:#fff; text-decoration:underline; }

.emergency { background:#fff4e5; border-top:1px solid #f0d6ab;
  border-bottom:1px solid #f0d6ab; padding:12px 20px; text-align:center; font-size:15px; }

main { padding:32px 20px 56px; }
h1 { color:var(--navy); margin:0 0 12px; line-height:1.25; }
h2 { color:var(--navy-2); font-size:19px; margin:0 0 8px; }
.lead { color:var(--muted); font-size:17px; margin:0 0 24px; }

.btn { display:inline-block; background:var(--navy); color:#fff; border:0;
  padding:13px 26px; border-radius:5px; font-size:16px; font-weight:600;
  cursor:pointer; text-decoration:none; }
.btn:hover { background:var(--navy-2); }

.cards { display:grid; grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:16px; margin:32px 0; }
.card { background:#fff; border:1px solid var(--line); border-radius:8px; padding:20px; }
.card p { margin:0; color:var(--muted); font-size:15px; }

.notice { background:#fff; border-left:4px solid var(--err);
  border-radius:0 6px 6px 0; padding:18px 20px; margin:28px 0; }

form { background:#fff; border:1px solid var(--line); border-radius:8px; padding:8px 24px 24px; }
fieldset { border:0; border-top:1px solid var(--line); margin:24px 0 0; padding:20px 0 0; }
fieldset:first-of-type { border-top:0; }
legend { font-weight:700; color:var(--navy); padding:0 8px 0 0; }
label { display:block; margin:16px 0 6px; font-weight:600; font-size:15px; }
label.check { font-weight:400; display:flex; align-items:center; gap:10px; }
input[type=text],input[type=email],input[type=tel],input[type=datetime-local],
select,textarea { width:100%; padding:11px 12px; border:1px solid #c3ccd6;
  border-radius:5px; font:inherit; background:#fff; }
input:focus,select:focus,textarea:focus { outline:3px solid #9dbde0; border-color:var(--navy-2); }
textarea { resize:vertical; }
.req { color:var(--err); }
.hint { color:var(--muted); font-size:14px; margin:6px 0 0; }

.errors { background:#fdecea; border:1px solid #f3c2c2; color:var(--err);
  border-radius:6px; padding:14px 18px; margin-bottom:20px; }
.errors ul { margin:8px 0 0; padding-left:20px; }

.success { background:#fff; border:1px solid var(--line); border-top:4px solid var(--ok);
  border-radius:8px; padding:28px; text-align:center; }
.case { font:700 26px/1.3 ui-monospace,SFMono-Regular,Menlo,monospace;
  color:var(--navy); background:var(--bg); border:1px dashed #b9c4d0;
  border-radius:6px; padding:16px; margin:16px 0; letter-spacing:1px; }

footer.site { background:var(--navy); color:#c5d2df; padding:24px 0; font-size:14px; }
footer.site p { margin:4px 0; }
footer.site a { color:#dce6f0; }
.fine { color:#93a5b8; font-size:13px; }